Open banking and PSD2
Strong customer authentication, consent enforcement, and TPP access management, delivered centrally and applied consistently across every open banking API.
Digital banking, governed to banking standards
Waygrid helps banks, insurers, and payment providers deliver open banking, real-time payments, and AI-powered services, with the compliance evidence PSD2, DORA, and PCI DSS demand.
Why Waygrid
Built for the pace of finance and the scrutiny of its regulators
Financial institutions run some of the most demanding API estates in the world: open banking mandates, instant payment schemes, and supervisors who expect evidence, not assurances. Waygrid has served them since 2016.
DORA operational resilience
Demonstrate resilience with automatic failover, incident timelines, and evidence generated from real production traffic, ready for your regulator.
PCI DSS alignment
Field-level protection for cardholder data, end-to-end encryption, and controls mapped to PCI DSS, reducing the scope and cost of every assessment.
Real-time payments
The performance and availability that instant payment schemes demand, backed by a 99.99% uptime SLA measured monthly and credited automatically.
Audit-ready evidence
Every access decision recorded in a tamper-proof log with seven-year retention. When the regulator asks, the answer is minutes away.
AI within the rules
Adopt AI for advisory, service, and operations use cases with the data protection, cost governance, and auditability financial supervision expects.
In practice
From audit season to an afternoon of exports
Compliance effort compounds quietly: evidence gathering, control mapping, and version tracking spread across teams and quarters. Waygrid records every interaction and every policy decision as it happens, so the evidence exists before anyone asks for it.
- Consent and authentication: enforced at the gateway and logged for every open banking interaction.
- Resilience you can demonstrate: failover evidence and incident timelines generated from live traffic.
- One audit trail: shared across API, payment, and AI traffic, retained for seven years.
- 2016
- Serving financial institutions since
- 7 yrs
- Audit log retention
- 99.99%
- Uptime SLA
- 100%
- Interactions audited
Keep exploring
More ways enterprises use Waygrid
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